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Mar 31, 20217 min read
The Debt Payment Quadrant
Attack your debt like it stole your bike. Seriously, you have to attack your debt from multiple angles. Often, we focus on one quadrant...
Mar 12, 20214 min read
My $40,000 Mistake, ...and counting
My $40,000 Mistake I was young, I thought I had things figured and had all the answers. But I didn’t know how big of a mistake I was...
Mar 7, 202111 min read
Tips to Winning the Refinancing Game
The average American gets a new mortgage every 3-5 years. For the past 10 years, we’ve been part of this average by buying three homes...
Feb 22, 20216 min read
Why We’re Choosing to Pay Our House Off Early, (like really fast)
The Math doesn’t make sense, but the heart says otherwise I’m a math guy, or some would say a nerd. I know it doesn’t make math sense to...
Feb 21, 20215 min read
We Did It, $2 Million and Counting (Jan 2021)
In just about six years, from 2015 to 2021, We’ve been able to more than double our net worth. Mrs. Chocolate likes to say it’s paper...
Feb 20, 20215 min read
Why Your Car Is Keeping You Poor-Part I
The New Car Smell What kind of car do you drive? Your car may say a lot about you, but what you don’t want it to say is that you wasted...
Feb 11, 20217 min read
Where it all started
If you don’t know where you’ve been it’s hard to know where you’re going. Growing up as an immigrant, I knew there were three ways to...
Feb 11, 20215 min read
Where are we now, ten years later (2005-2015)? Net Worth of $900,000
The ten years after our wedding had been quite successful for us both in our careers and financially. While we’ve made some mistakes, we...
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